How to open SBI bank account online and offline

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“SBI” is the first choice to every common man because of their facilities to the customers. So, if you wish to open an account in SBI have two modes Offline and Online.

Steps to Open SBI Account Online:

To Open an SBI Saving Account Online you have to follow few easy steps given below-

1. Click “apply online” to visit the official site
2. Submit all the necessary details of the customer and account information section

   Note: Before filling the form please read the saving bank rules.

   

3. Customer will get Temporary Customer Number (TCRN) on registered mobile number.
4. Print The Account Opening Form (AOF) on A4 size white papers.
5. Within 30 days Visit the nearest Branch of SBI along with the required documents.
6. After verification your account will opened.

   So,here is the Sample of Online Application Form

   

How to Open SBI Account Offline:

1. To open SBI saving Account Offline you need to
   1. Collect the account opening form from any SBI branch.
   2. Or Download the SBI Account opening Form Online in SBI’s official site.
2. Fill all mandatory details which includes
   1. personal information
   2. account information,
   3. Form 60
   4. Nomination Form.
3. Attach the required documents with the application form
4. Visit branch with original documents for verification.

   So, Here the sample for Account Opening Form

   

Checklist Of Documents Required

1. Account Opening Form (AOF)
2. Proof of identity and address Proof Voter’s ID, Driving License , Aadhar Card  and  also PAN Card
3. Recent passport size colored photographs

Types Of SBI Savings Account

1. Savings Plus Account With SBI

   • Savings Plus Account is a Savings Bank Account linked to Multi Option Deposit (MOD),
   • From the Savings Bank Account will transfer to Term Deposits opened in multiples of Rs. 1000.

2. Yuva Savings Account With SBI

   • This is a Savings Bank account for young adults having age between the 18 to 30
   • They give them the first experience of an independent, restriction free Banking experience.

3. Basic Savings Account With SBI

   • Anyone above 18 years old with valid KYC documents can open this account.
   • It is for poorer society to encourage them to start saving without any burden of charges or fees.

4. Small Account With SBI

   • Anyone above 18 years old with valid KYC documents can open this account.
   • This is for poor society to encourage them to start saving without any burden of charges or fees.

5. Savings Account for Minors With SBI

   • SBI offers two schemes for minors known as PehlaKadam and PehliUdaan.
   • No least balance required.
   • Can opened joint account with parents or guardians.
   • Transfer the account to any SBI Branch without changing the account number.
   • Nomination facility available.
   • Interest rate calculated on the daily balance at 4% p.a.
   • Photo ATM cum debit card with withdrawal/POS limit of Rs. 5,000.

SBI Salary Account

• SBI Salary account is where your salary gets credited on regular bases. and also this is a zero balance account.
• SBI offers Salary Accounts for employees of-
  • Corporates, Government organization, Railways, Police establishments, Defence Personnel etc.

The SBI Salary Accounts benefits are:

• Zero Balance accounts
• free debit card
• Various personal loans
• Unique Lifetime Account number
• Free personalise multi-city cheque
• Free personal accident insurance.

SBI Student Bank Account

• First of all If your college is an SBI client then it is very simple to open the student saving account.
• You have to collect the application form and fill it.
• Hence he college will submit all other documents.

SBI Account Information- FAQ

Some FAQs are –

1. Can anyone submit information online for opening a Savings Bank account?
2. Ans- Yes, Any Indian resident can open an account in any SB Branch.

2. Can I open a joint account and with how much applicants I can joint with?
3. Ans- Yes you can open joint account with most three applicants.

3. Can a minor submit information online for opening a Savings Bank account?
4. Ans- Yes, If he/she is above 10 in age can submit information for account opening.

4. Is SBI have a time limit to approach a branch after submitting the information online?
5. Ans- Yes between 30 days you must go to branch otherwise your request will cancelled.

5. Is it safe to submit my personal information online.?
6. Ans- Yes the information encrypted and VeriSign secured so it is Safe Don’t Worry.

6. Can I submit the documents by mail to the branch?
7. Ans- No you have to visit to the branch, other modes are not accepted.

7. Can I submit the documents to any branch of SBI?
8. Ans- Yes But you can’t submit same form to another branch.

8. Is SBI have any alternative to retrieve TARN if I forgotten.?
9. Ans- At the time of TARN generation you will receive it by SMS in your registered mobile number
10. if in case of lost of SMS you need to generate it again.

Least Balance Required With Interest Rate